A little while back I bought a type J body kit from this deu$che Eric Duran Rahmings, and I paid in full through Paypal. I thought this would give me a little more safety than a personal check or money order. The dork lives (used to at least) in Pembroke Pines Florida and had recently moved. I have notified the police in his area and hopefully will see results though it has been months since the theft took place.
As for the Paypal misunderstanding, paypal can only get your money back IF the person still has it in their online account. Once the person has transferred that money into their personal account it can not be touched. In order for Paypal to get the money from their checking account, or credit card they must have a court ordered sopena (Sp?). I could not get this from the police department so I had to fill out forms on internet fraud.
long story short, Eric Duran Rahmings, you are a $hitbag, and please everyone do not mess with this loser. He will rob you being the punk that he is.
Also make sure you understand all the risks being taken even though you use paypal, personal check seems like the way to go.
Thanks
Chris
http://members.cardomain.com/vertz24 1998 Z24 Convertible
2.3-2.4 HO ADAPTER FLANGES 65$ shipped, Check GP Forum!
sorry to hear that man...that sux!! cant say ive ever heard of him, but like posted in the other thread down the page alil, we got Chris Simpson with his local PD a few years back. i hope you can get his ass somehow. let us know how it all works out.
whats his JBO Name??
Kardain wrote:C.T.S wrote:
They can and will withdraw money from your bank account if they have to in order to recover the funds. Taking all the money out of the account will be worse, the account will go negative and the bank will slap you with all kinds of fees. You're chances of winning aren't great already, but the other guy could be a total bone-head, you never know.
If they do they are in violation of their own user agreement.
http://www.paypal.com/cgi-bin/webscr?cmd=p/gen/ua/policy_spp-outside
Section 1, paragraph 4 wrote:If the seller loses a Buyer Claim or a chargeback dispute and does not qualify for the Seller Protection Policy, the seller will owe PayPal for the amount of the reversed transaction. In the case of a chargeback, sellers who do not meet the requirements of the Seller Protection Policy will also owe a $10.00 USD chargeback fee. PayPal will seek to recover the funds from sellers by debiting their PayPal balance. If there are not sufficient funds in the seller’s PayPal balance, sellers have a choice of reimbursing PayPal by funding their PayPal account or by other means as described in the Payments (Sending, Receiving, and Withdrawals) Policy.
https://www.paypal.com/us/cgi-bin/webscr?cmd=_help-ext&eloc=895&loc=832&unique_id=1701&source_page=p/&flow=
Quote:
Q: Will PayPal have access to withdraw funds from my bank account without my permission?
A: No. PayPal will only withdraw or add funds with your permission.
Out of curiosity, I went back and reviewed
Paypals Payments Policy
Here's the pertinant information:
Quote:
Receipt of Payments; Risk of Reversal of Transactions; Collection of Funds you owe PayPal. When you receive a payment through the Service, unless you follow the steps necessary to qualify for our Seller Protection Policy, you are not protected against a subsequent reversal of the transaction. In the event that the sender's transaction is reversed for any reason and you do not qualify for the Seller Protection Policy for that transaction, you will owe PayPal for the amount of the reversed transaction plus any fees imposed on PayPal as a result of the reversal. Examples of such a reversal include, but are not limited to, a credit card reversal by the sender of the payment, and a reversal of the transaction because the sender of the payment was using a stolen credit card or unauthorized bank account. PayPal will seek to recover the funds from you by debiting your PayPal balance and, if there are not sufficient funds in your PayPal balance, PayPal reserves the right to collect your debt to PayPal by any other legal means.
Since I felt "any other legal means" was rather vague, I called up Paypal. The Fraud Service Rep that I spoke to reiterated Paypal's policy: They will not debit your bank account without approval from you. If the transaction has cleared in all directions (Buyer --> Paypal
through Paypal --> Seller's Bank), and the Seller has removed all funds from their account, paypal cannot go into the sellers bank account to replace those funds. They can place a hold on your paypal account, credit your paypal account with a negative balance, and take you to court (if it goes unresolved).
However, if the transaction has not been cleared in all directions, Paypal can place a stop on the transfer to your bank account. They will not allow you to have access to these funds, and may place your account on hold. Keep in mind, they never touched your bank account. They simply stopped authorization to credit to your bank account in the amount of the transfer.
Cliffnotes: Paypal is
not allowed to debit your bank account. They can
only debit any money you have in your paypal account, as well as any incomplete transfers you currently have in progress.
If the transaction was funded by a credit card, I'd call and start a chargeback since this seems the only way to get the funds back to you.
muffin wrote:Kardain wrote:C.T.S wrote:
They can and will withdraw money from your bank account if they have to in order to recover the funds. Taking all the money out of the account will be worse, the account will go negative and the bank will slap you with all kinds of fees. You're chances of winning aren't great already, but the other guy could be a total bone-head, you never know.
If they do they are in violation of their own user agreement.
http://www.paypal.com/cgi-bin/webscr?cmd=p/gen/ua/policy_spp-outside
Section 1, paragraph 4 wrote:If the seller loses a Buyer Claim or a chargeback dispute and does not qualify for the Seller Protection Policy, the seller will owe PayPal for the amount of the reversed transaction. In the case of a chargeback, sellers who do not meet the requirements of the Seller Protection Policy will also owe a $10.00 USD chargeback fee. PayPal will seek to recover the funds from sellers by debiting their PayPal balance. If there are not sufficient funds in the seller’s PayPal balance, sellers have a choice of reimbursing PayPal by funding their PayPal account or by other means as described in the Payments (Sending, Receiving, and Withdrawals) Policy.
https://www.paypal.com/us/cgi-bin/webscr?cmd=_help-ext&eloc=895&loc=832&unique_id=1701&source_page=p/&flow=
Quote:
Q: Will PayPal have access to withdraw funds from my bank account without my permission?
A: No. PayPal will only withdraw or add funds with your permission.
Out of curiosity, I went back and reviewed Paypals Payments Policy
Here's the pertinant information:
Quote:
Receipt of Payments; Risk of Reversal of Transactions; Collection of Funds you owe PayPal. When you receive a payment through the Service, unless you follow the steps necessary to qualify for our Seller Protection Policy, you are not protected against a subsequent reversal of the transaction. In the event that the sender's transaction is reversed for any reason and you do not qualify for the Seller Protection Policy for that transaction, you will owe PayPal for the amount of the reversed transaction plus any fees imposed on PayPal as a result of the reversal. Examples of such a reversal include, but are not limited to, a credit card reversal by the sender of the payment, and a reversal of the transaction because the sender of the payment was using a stolen credit card or unauthorized bank account. PayPal will seek to recover the funds from you by debiting your PayPal balance and, if there are not sufficient funds in your PayPal balance, PayPal reserves the right to collect your debt to PayPal by any other legal means.
Since I felt "any other legal means" was rather vague, I called up Paypal. The Fraud Service Rep that I spoke to reiterated Paypal's policy: They will not debit your bank account without approval from you. If the transaction has cleared in all directions (Buyer --> Paypal through Paypal --> Seller's Bank), and the Seller has removed all funds from their account, paypal cannot go into the sellers bank account to replace those funds. They can place a hold on your paypal account, credit your paypal account with a negative balance, and take you to court (if it goes unresolved).
However, if the transaction has not been cleared in all directions, Paypal can place a stop on the transfer to your bank account. They will not allow you to have access to these funds, and may place your account on hold. Keep in mind, they never touched your bank account. They simply stopped authorization to credit to your bank account in the amount of the transfer.
Cliffnotes: Paypal is not allowed to debit your bank account. They can only debit any money you have in your paypal account, as well as any incomplete transfers you currently have in progress.
Correct, so as it sits now there has been a thorough dispute regulated through paypals policy. I won the dispute and thus if the account comes active meaning any transaction occurs in Rahmings paypal account the money is automatically given to me. So anyways the dick will probably never use the account again and I will never get my money back. But any ways the loser will never go on this board again and hurt anyone else, so I guess I took one for the team.
@!#$Sticks Profile
http://members.cardomain.com/vertz24 1998 Z24 Convertible
2.3-2.4 HO ADAPTER FLANGES 65$ shipped, Check GP Forum!
