So I'm trying to sell some stuff in the Classifieds... and FINALLY after years of trying to nail some jerk, along comes this email today:
Quote:
Good day,
I'm Interested in buying your advertised ( Engine )
Well,I have seen the advert and I think I'll like to
contact the sellerbefore I can roceed.So i want you to
email me some recent pics of it and also i want you to
get back to me with the actual price for it So as for
me to proceed with this transaction.So I'll be paying
with a Bank U.S Certified Casher's Check which was
drawn from a United State Bank.So get back to me as
soon as possible with those informations
I need your quick response..
Kind Regards
Well... I'm not selling an engine... so I know it's a scam. They're going to send me a money order for way more than I'm asking, and then ask me to Western Union the balance to someone else. Hey folks, not that stupid!! I'm going to play this jackass for a while tho....
So... my response was:
Quote:
Hi Gbenga,
Yes the head is the same as pictured on my advertisement. I am asking $750 obo, what are you offering?
Thanks,
...j
Let's see where this goes
...j
it would be fun to flip it on them and somehow burn thier butt
Got that same exact same e-mail on my Vert being posted on Craigslist. Other than mine said "(car)".
i think we've all gotten the same thing at some point. don't know how you could get them other than just stringing them along for a while.
GO PATS!!!
Yup, I have gotten that email many 'a times.
I got the same one today. What happens if we were to not western union the money back to them?
nothing, you end up paying your bank back either way
If only one could trace the IP, show up at his/her house, and beat him/her with a hammer...
I swear i jsut got same email and thought hey i should look up and see if anyone else did..and sure nough looks like they did LMAO!!
Im on yahoo instant msg with them right now
man , i hope ur givin this uy as much hell as i am!!
iv ben talking /emailing him pics and stuff for about 2 days now LOL...
he want sto send me 6000$ and me take my amount out and send the rest to Wold Shipping agent! LMAO!!
Tell him that is fine, just send cash so you can pay the shipping without waiting for the checks to clear. Then, pocket the cash.
That's just it....they won't send you cash. They want you to send it.
"Formerly known as Jammit - JBO member since 1998" JBOM | CSS.net
Give them the bank account number from your latest federal income tax refund check.
2002 Cavalier 2200 5spd
Jookycola wrote:That's just it....they won't send you cash. They want you to send it.
They will if you got skillz. I've read about guys at scambaiters who have done it.
i had the same e mail sorta when i was trying to sell a EGR simulator. But, in the end the dude said his "accountant" sent me 1550$ instead of 50$. haahha .
I don't understand how this scam works. A cashiers check or money order can't bounce unless it's fake, and if that happens the responsibility falls on the guy that sent the check, not you. They could always purposley overpay you, and sue you for the difference if your not willing to pay them but ther's no profit in that either. If they send you a check thats no good, then demand you refund the overpayment amount to a different account, they would make money if you where stupid enough to do it before trying to cash the check they sent but who would do that. Can someone explain to me how this works I must be missing something here.
^^because knowingly depositing a bad check is actually a crime
the checks are usually sent from overseas or an innocent third party, making it hard if not impossible to trace back to the original person, so the bank goes to you.
http://www.helpwithmybank.gov/faqs/banking_fraud.html
Quote:
Depending on the circumstances and your State's laws, you may be held responsible for the entire amount of the fraudulent check that you cash at the bank or deposit into your account. If your bank credited your account, it can later reverse the funds if the check is found to be fraudulent.
Quote:
I cashed a check at my bank that was found to be fraudulent. Doesn't the bank have insurance to cover the loss so that I don't have to repay the bank?
No. FDIC insurance does not cover losses due to theft or fraud.
Depending on the circumstances and your State's laws, you may be held responsible for the entire amount of a fraudulent check that you cash or deposit into your account.
Now the following, whether or not it works I can't say since finance law is not my specialty.
There is a term known as "
holder in due course" whereby the holder has taken the check for value and in good faith believes the check to be good, If, on the other hand, the holder accepts a check that has been dishonored (stamped with terms such as "insufficient funds," "account closed," and "payment stopped"), she or he has knowledge that something is wrong with the check and therefore cannot allege the check was accepted in the good faith belief that it was valid.
http://en.wikipedia.org/wiki/Holder_in_due_course
However, this is difficult to prove that you had no prior knowledge give that there is extensive information on the check scams readily available. See also:
http://thescambaiter.com/
