Ok, I am sure this has been gone over before so I am just looking for some simple answers here.
My car is still pretty new and I pay to cover everything on insurance... so does that mean if someone runs into my new body kit that the insurance company will pay to have them fixed or replaced with the same type of bumper (Xenon) ??
i was in a hit and run accident back in november of last year. when the apprasial guy showed up he just shook his head and told me i'd probably be screwed. just keep receipts and take pictures when your done. that's what saved my butt. my agent after the car was all done and painted requested to see the car himself and he took pictures to add to my file. my main issue though was the paint that was on the car, they didn't think it had to be painted the color i had. and said they would only cover cost of the original paint??? but i fought and threatened to drop them and they came through for me. good luck and id call your insurance first to get it all covered properly.
well it usually depends on the ins. when i had my rx7 i had everything covered from interior to exterior and i mean everything. i had alot invested into my 7 and it was stolen and all i got was value of the car 3000$ i faught the ins. compony for awhile and it went to court and i still got nothing except the value of the car so make sure you check
If they know what you have done ahead of time, you have a much better chance. I am willing to bet that when that RX7 was stolen, they didnt know about your mods? I could be wrong...
I have show car insurance that limits how often I drive the car (shows, meets, cruis ins), but covers my car from bumper to bumper...
this was well over 5 years ago and i didnt have "show car coverage " it was a daily driver alot of the stuff they didnt know about but i had reciepts. they said it was false and i was awarded non of it , since then i have switched ins componys and when i had the cav ins knew about all my mods just in case anything like this happened again saying it was gonna be a high profile car again <pshhh yeah right it was a 4 door cavalier > i talked to my rep and he said he garenteed all of it would be covered right down to the battery for the cavalier
