Well.. First of all let me just tell you that. I AM F**KING PISSED!!!!!!!!!!!!!!!!
Ok.. So a long day of work (driving a transport).. I get back to out yard and finish up.. So it's been snowing all day and the snow and ice is adding up.. So I am driving down this road I take to and from work, which was snow covered.. Ok fine.. I have been down it many times like this.. Usally I am ripping it still doing 80KM/H.. But tonight was different.. I was doing about 50-60km/p minding my own business.. When all of a sudden the car takes off in the other direction.. No warning no nothing.. Just boom.. So I am in the oncoming traffic and see a car no more then 50feet away.. So I serve (maybe he was closer) so the other side to avoid a head-on collision.. Well I must have over steered it back and then the back end came out on me.. So by this time I am like.. I am f**ked.. So I pull the e-brake to avoid going into a ditch and causing some real damage.. So when I pulled the ebrake.. The car spun around and smacked into come wooden guard rails (with steel cables) and there I sat... I would have acutally felt better if that happened if I was being an idiot on the road or speeding or something. But I wasn't doing any of the above.. Which makes me alot more pissed..
The funny thing is.. Why does it always happen when you get a new car.. I have been driving older cars (90,89 and 96) and not one accident in my years of driving.. But as soon as I get a new car.. Boom it happens.. Man am I not happy.. Now my insurance will be going up and I am still pissed lol..
There is a couple thousands worth of damage.. I know for sure cause this crap aint cheap (my buddy's spoiler got ripped off and a little small dent in his rear quater panel.. Cost $1800cdn)... I don't know what happened to my steering. But all I know is it's out of whack now and making some strange noises.. Probably broke something.. But I could still drive it.. I tell ya the dealership messed something up when putting on my new boot kit the other day. Cause of no where this just happens..
I will get some better pictures in the daylight tomorrow.. So these ones will have to do..
Thre is more damage in the rear.. It's too dark out to tell how much more damage there is.. The hood and fender is the only thing with that amount of body damage as far as I can tell...
If there is any cops out there.. Could you tell me if I have to report this, cause I didn't damage the poles I hit.. I looked at them and nothing happened to them.. So when I go through my insurance would they classify this as a hit and run or what?? Cause I mean those poles are there for a reason.. And I didn't damage them.. Just my car.. I read in the HTA that if you damaage the item you gotta report it..
Dude.......just...uughh....i feel so bad for ya.
I think you're cool about calling the police. It's up to you if you think it's more than $1000 worth of damage to go and report it. Not to worry.
As for the car......Hope they write it off, because cars in wrecks are just never right afterwards. Why did you pull the E-brake? Thats the last thing I'd ever do in a spin, it just kicks the ass out.
Anyways thats the last thing you wanna hear I'm sure.
Sorry man!!!!!
sorry to hear that man. i know what its like to smack up a new car
im not a cop but used to be a claims adjuster for collision claims. so im pretty educated in that aspect.
1. you are supposed to report all accidents including single vehicle crashes to the accident reporting center. its in scarbourgh
2. any collision where the damage exceeds $1000 or if there are injurys or damage to public property must be called in and the police file a report.
3.if you go through your insurance they will process it as any other collision claim. they wont burn you for hit and run, but they might want a police report. they you will have to report it.
IMO from the pics its not too bad. the hood can be saved no problem, the fender is done, shops will tell you they can save the fender but they might wanna use filler. as for the rear im pretty sure they will just fix it, 1/4 panels are about$3000 to replace.
the reason your steering is messed up is most likely that you knocked your alignment off. or could be a broken tie rod or control arm.
id have a good look at it tomorrow and if its not too bad get a few quotes on it. you could pay for it, pretend it never happened and then they wont jack your rates for 7 years.
hope this helps you some, any other questions just ask.
http://registry.gmenthusiast.com/images/my2005cav/my%20car%20the%20bash.jpg
sorry to hear that dude. But the good thing is that you are alright. I would say report it to the police if you are going to make a claim. If you are not going to make a claim don't report. All the police are going to do is charge you with something. And it isnt going to be hit and run. They might slap you with a careless driving, just because you drive a nice sports car and it is yellow. They will make some kind of crap up if it is a bad cop. It is the law to report it if it is over $1000. But it is like doing a 51 in a 50 we all do it. I say get it checked out by some local body shops. And just repaint the whole car a new color or same yellow. That way it will all match up pretty good. And if you want to go though insurence I know a very good body shop that will get you more money then you need so you can buy a cf hood and trunk if you want. PM me if you want to know more. They are in Toronto. anyways.. good luck with everything.
j-body = NOMORE
Kappa = SOLSTICE
do you guys wanna know why insurance rates are so high in ontario?
heres why:
Quote:
And if you want to go though insurence I know a very good body shop that will get you more money then you need so you can buy a cf hood and trunk if you want.
is called
insurance fraud
its people who do things like this that @!#$ us all over.
http://registry.gmenthusiast.com/images/my2005cav/my%20car%20the%20bash.jpg
No that isnt the reason why it is so high. You go to the dealer they are going to charge you a arm and a leg. This shop will do awsome work and do it for cheaper then the dealer and get you some goodies on the side. SO know what YOU are talking about before you say anything. Im not picking a fight with you. Just proving my point.
j-body = NOMORE
Kappa = SOLSTICE
im not trying to fight with you, im just saying from experience that is considered fraud by the insurance companys.
to quote the claims book,
"the vehicle is to be repaired to OEM specifications using new undamaged parts"
this is why they don't pay out for non factory equipment after a collision. ie C/F hood, spoilers, tint.ect
http://registry.gmenthusiast.com/images/my2005cav/my%20car%20the%20bash.jpg
Yea you got your point on that one. but you will get all your stock parts returned to normal first. And then if you want add a little something on the side. I guess it all depends on the person to. Anyways back to the cobalt ss.sorry to go off topic there.
j-body = NOMORE
Kappa = SOLSTICE
Now matter how you try to spin that, it's still insurance fraud.
As for the police report... if you're the only one involved and there's no damage to anything else, I can't really see how they'd charge you for failure to remain at the scene. Are you sure nobody else was affected and had to swerve to avoid you or anything?
They can't charge you with anything else like careless driving because there is absolutely no reason for them to base that on. The crash was due to the weather. To charge you with something, they'd have to be able to prove you were doing something wrong, not just say you were.
The crash will go down on your insurance record as an at-fault collision but if you've got a 6-star protector on your policy, then your rates shouldn't change. You mentioned this is your first accident. If you've got previous at-fault crashes, or no protector, then your rates will certainly go up.
And as mentioned... there's almost NEVER any reason when the car is in motion to pull your hand brake. It sure as hell isn't going to stop you any faster and will generally just cause you to lose control or flat-spot your rear tires.
I feel for you man. I can somewhat relate to your story, about how it only happens when you have a new car. About 5 years ago I had a '94 Saturn SL, really liked that car, we had a special connection. Three days after making the final payment I parked in the underground parking lot at work, my regular spot, when I came downstairs to get my knife I found an odd looking scratch, upon further inspection it was a crack in the rear passenger door panel aand on the side panel. I went to the security office, and they were kind enough to let me look at the survelience video, someone backed into the spot beside me, hit my car, moved forward and reversed back into my car again. It was to blury to get a license plate number, all I know is that it was a Honda ( which is why I hate that company with a passion ). THREE days after making the final payment, 3 days. I still get angry about it.
Just let it be known that your not the only one with bad luck. Just remember it could have been worse, for you, the car and the oncoming vehicle. Parts are replaceable, lives aren't. Sorry to hear about your incident.
Why would you pull the e-brake?
1996 Chevrolet Cavalier SOLD | 2002 BMW 330i SOLD | 2004 BMW 645i
it dosent look that bad
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Real cars don't make power at the front wheels......
THEY LIFT THEM !!!
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Ok to answer some questions..
I didn't go with the insurance or police.. I figure I have 1 more year to have the 6 star bonus.. My parents also are paying half of the bill and I am paying the other half.. Which should be $1500 ($3000 total).. I feel there is no point in going with the inusrance if I can save my driving record with them and also save myself alot more in insurance rate hikes because of this.. Sure $3000 is alot of money in 1 lump sum.. But lots of $$$ in insurance hikes ends up being more.. Just in lower payments per month... My insurance broker was the one who suggested to me that I pay for it myself rather then go with the insurance company..
No one else was involved.. Just me and that was it. The on-coming car was fine cause I had to stop for awhile and stuff.. So he went on his way just fine...
As for the ebrake.. When you acutally in this kind of situtation, your not really thinking to striaght.. All I was thinking is staying out of the ditch (Which is far down).. If you knew where I was in Pickering then you would understand that pulling the ebrake probably gave me the better outcome.. If I didn't pull the ebrake I could have ended up going into the revine and screwing up the car even more.. Possible deploying the airbags... Like I said.. I was already out of control when I served to get back onto my side of the road.. There was no way of bring it back into my control.. The road was too slippery and snow covered to recover... Like I said.. Pulling the ebrake was probably a better outcome.. Cause I was already messed up.. But you never know the outcome.. I mean if I felt I could have regain control I wouldn't have done it.. But I already knew I was out of control and just need to get stopped faster then what I would have it I kept spinning around uncontrollably..
SUPERFASSSSTZ wrote:do you guys wanna know why insurance rates are so high in ontario?
heres why:
Quote:
And if you want to go though insurence I know a very good body shop that will get you more money then you need so you can buy a cf hood and trunk if you want.
is called
insurance fraud
its people who do things like this that @!#$ us all over.
Funny coming from a person who was going to rip off a dealer by blowing his own struts.
So now youre an insurance expert?
Get outta here liar.
Calm down women. My car had similar damage due to a lady going over the center line.. (she was oncomming traffic), I swerved she hit my side, she took 100 % fault, so I was fine. 3000 $ + damage later..........
BUT to be honest, in the end it worked out well, my door was rusting, my side seams by the rear qaurter panal was rusting, my side kirt had a crack already, window trim was F*&ked, and my window crank was done. I eneded up getting half my car redone on that side, ONCE again looks dealer fresh.
My Cav
I give up...
i'm buying a VW those people love trees, so they should love eachother too... "Andy"
SUPERFASSSSTZ wrote:Quote:
So now youre an insurance expert?
yea dumb ass, i used to be a claims adjuster for collision claims. so i know how the system works.
any way good to hear your getting the car fixed. and it good your parents are going to help you out with it.
To the orignial poster FX GTZ, I'm sorry to distract from your situation but this person needs to be uncovered for what a liar he is.
SUPERFASSSSTZ:
You certianly want to rip off people yourself and then preach the law while acting like an angel, as if you don't apply to it.
Practise what you preach idiot.
Hopefuly you were fired because of your lack of morals.
To all who may think I'm over the top, read up on why I'm reacting this way:
link
so you know your way around the system without technically calling it fraud?
that's the same thing! purposley ruining your car to get it fixed....
I just read through that whole other thread. Maybe I'm missing something but it doesn't look at all like fraud to me. I posted my thoughts there.
Section 380(1) of the Criminal Code of Canada defines fraud as: Every one who by decit, falsehood or other fraudulent means...defrauds the public or any person whether ascertained or not of any propery, money, or valuable security or any
service
The literal definition of fraud by the Supreme Court of Canada is: To deprive by deciet
As there is an
Actus Reus and
Mens Rea to every crime let me show what statements of his conform to this.
Mens rea (guilty mind)
Quote:
dealer wont replace them (struts) under warranty untill there completely blown. how can i blow them quick with out tampering with them?
Actus Reus (guilty act)
Quote:
i was thinking of hitting the train tracks by my house really fast a whole bunch of times.
If he follows through there is most likely enough for a peace officer or private person to file information with a Justice of the Peace.
If the dealer gets a hold of this information a civil suit can happen if he goes through with his plan. It's a fair bit of money for replacing suspension.
The courts will determine if he is guilty or not as this is all open to interpretation by the judge.
Been studying the law for three years now.
Once again sorry for the intrusion on your post FX GTZ
Do you agree that a car that's less than a year old should not be showing signs of worn dampers?
If that's the case, do you feel the dealer should replace them under warranty or properly diagnose the problem for him rather than telling him that they're only mostly dead so they're not replacing them?
Is there anything at all illegal about driving over a bunch of train tracks? Sure, he's trying to purposely accelerate the wear on them but he's not drilling a hole in the side and draining them or otherwise doing any direct damage.
Again... what does he have to gain by this? If you feel he's gaining something by getting new struts, then I believe he shouldn't have to go to any extra trouble to get those new struts. If he needs them and will benefit from getting them, then he should be entitled to them under warranty.
Again... since I don't know the background on this... if there are any extrenuating circumstances such as having installed lowering springs or something that caused the existing damage to the struts then that's a whole different story. I just haven't seen any indication that he did anything like that before everyone jumped down his throat.
Wild Weasel wrote:Do you agree that a car that's less than a year old should not be showing signs of worn dampers?
If that's the case, do you feel the dealer should replace them under warranty or properly diagnose the problem for him rather than telling him that they're only mostly dead so they're not replacing them?
To answer this, everything is built for normal use, a one year old car with new dampers that are "going" bad sounds fishy to me. Either there is a mechanical defect that must be addressed or there was some road abuse.
This statement shows me that he has abused his suspension in the past:
Quote:
also would hard braking have anything to do with the shocks/ struts? not all the time but all least once a day.
Dealers sometimes screw up it's unavoidable and I am not going to ignore that, however I can't ignore the holes in his story.
As for the legality of driving over train tracks, normaly no but intetionally to break something and claim a warranty fix that is intended for a
manufacturers defect not personal abuse is fraud in my book.
The money for replacing the struts has to come from somewhere and with his comments of "hitting the train tracks by my house really fast a whole bunch of times" and admiting hard braking (which I'm sure you agree is not good for dampers everyday) tells me that he should be paying for the fix not the dealer. His gain is simply to get a free suspension without cost to him. Things do not add up when you read between the lines.
I can't stand it when people demand and plot to get something though decietful means.
This is my opinion, I am open to any criticisims or other evidence that shows the necessity for a warranty claim when many signs point to driver abuse.
I agree that the whole thing sounds fishy. I just don't see enough evidence to go attacking the guy for it.
If it's all legitimately arisen from his dealer not honouring a legitimate warranty claim then more power to him. I'd be pissed if I had a legitimate claim and was told that the stuff I was concerned with wasn't busted enough for them to replace it. Especially if it was a safety item like dampers are.
And really now... hard braking isn't going to kill dampers. It's going to kill pads and rotors and reduce tire life, but you'd have to be pretty retarded in your driving to damage dampers due to how you brake.
The only ways to really void your suspension warranty that I know of would be to modify them (and that's not including the sway bars he has listed, which would actually serve to lengthen the lifespan of his struts) and to autocross it.
If he's modified something and isn't telling about it, then that's fraud and as I said earlier, I'm fully on your side with that. If he's racing it then the last thing he'd want is another set of stock struts anyway so it doesn't really make any sense.
No amount of spirited driving should be killing stock struts in a year.
I suppose a 3rd way to void the warranty would be if he was involved in some sort of collision causing damage to them but that would be repaired under the insurance claim if there was one.
Honestly... from everything I've read on this topic, it seems to me that it's more a problem with misdiagnosis and I strongly feel that trying to kill off the struts would do more harm than good. But that's beside the point.
